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Deposit Products and Services
Checking Accounts | Savings Accounts | Certificates of Deposit | Money Market | Other Services
Checking Accounts
Regular Checking |
Non-interest bearing account |
Required
opening deposit on regular checking accounts is $50.00
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Regular
Now Account Checking |
This Account is a variable interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change at any time and will be determined at our discretion.
Interest begins to accrue no later than the business day when the Bank receives credit for the deposit, usually the first business day after the banking day on which the deposit is received. Interest will be compounded monthly and will be credited to the account monthly. If you close your account before interest is credited, you may not receive your accrued interest. |
We use the daily balance method to calculate the interest on the account. This method applies a periodic rate to the collected daily balance in the account for each day. This periodic rate paid is based upon the collected balance in the account and can change daily on tiered rate accounts as detailed in the Rate Chart. You must maintain a minimum balance of $950.00 in the account each day to obtain the disclosed annual percentage yield. |
You must deposit $750.00 to open this account |
Must maintain a $750.00 minimum balance to avoid a
monthly service charge. If your account drops below the $750.00 minimum balance you
may be charged a service charge of $10.00 a month. |
Super
Now Account
Checking
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This Account is a variable interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change at any time and will be determined at our discretion.
Interest begins to accrue no later than the business day when the Bank receives credit for the deposit, usually the first business day after the banking day on which the deposit is received. Interest will be compounded monthly and will be credited to the account monthly. If you close your account before interest is credited, you may not receive your accrued interest. |
We use the daily balance method to calculate the interest on the account. This method applies a periodic rate to the collected daily balance in the account for each day. This periodic rate paid is based upon the collected balance in the account and can change daily on tiered rate accounts as detailed in the Rate Chart. You must maintain a minimum balance of $2500.00 in the account each day to obtain the disclosed annual percentage yield. |
You must deposit $2,500.00 to open this account |
If your account drops below the $2,500.00 minimum balance you
may be charged a service charge of $10.00 a month. |
Superior
Now Account Checking
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This Account is a variable interest bearing account. The interest rate and annual percentage yield are included in the Rate Chart. The interest rate and annual percentage yield may change at any time and will be determined at our discretion.
Interest begins to accrue no later than the business day when the Bank receives credit for the deposit, usually the first business day after the banking day on which the deposit is received. Interest will be compounded monthly and will be credited to the account monthly. If you close your account before interest is credited, you may not receive your accrued interest. |
We use the daily balance method to calculate the interest on the account. This method applies a periodic rate to the collected daily balance in the account for each day. This periodic rate paid is based upon the collected balance in the account and can change daily on tiered rate accounts as detailed in the Rate Chart. You must maintain a minimum balance of $5,000.00 in the account each day to obtain the disclosed annual percentage yield. |
You must deposit $5,000.00 to open this account |
If your account drops below the $5,000.00 minimum balance you
may be charged a service charge of $10.00 a month. |
Overdraft Charge: “An overdraft fee applies to overdrafts created by check, in-person withdrawal or other electronic means”
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$25.00 per day
$25.00 per day after the account is overdrawn for five (5) consecutive days
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Non-Sufficient Fund Charge |
$20.00 per item |
ATM Cards
- Issue Fee
- Replacement Fee
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$15.00
$ 5.00
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| Online Bill Pay Service |
$5.00 per month after 6 bills (first 6 bills are free,
charge applied on 7th bill paid.) |
Check printing:
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Prices vary with your style selection
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Counter Checks
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$1.00 per check |
Stop Payment |
$20.00 per item |
Account Reconciliation |
$20.00 per hour |
Account Research |
$20.00 per hour |
Account Closure |
$10.00 within ninety (90) days |
Balance Inquiries |
$3.00 after 4 per month |
Dormant Account Fee |
$5.00 Monthly with two (2) years of inactivity |
Photocopies: |
$.10 per copy |
Fax |
$3.00 per fax |
Notary Fee |
Complimentary service for customers |
Checks
- Certified
- Money Orders
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$10.00 per item
$1.00 per hundred; $5.00 maximum charge
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Non-Customer Check Cashing |
$2.00 per hundred over $100.01; $10.00 maximum charge |
- Wire Transfers
- Incoming
- Outgoing
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$25.00 per item
$25.00 per item
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