Deposit Rates

Maximum Interest Rates Paid
Rates effective as of 04-04-13

Interest Checking	Simple	Annual Percentage Yield

Now Accounts ($750 to open)	0.05	0.05

Super Now ($2500 to open)	0.10	0.10

Superior Now ($5000 to open)	0.15	0.15

Money Market Savings and Checking	Simple	APY

Regular Money Market ($2,500 to open)	0.10	0.10

Super Money Market ($10,000 to open)	0.15	0.15

Superior Money Market ($25,000 to open)	0.20	0.20

Passbook Savings	0.05	0.05

Individual Retirement Accounts	1.25	1.25

Certificates of Deposit
3 Months	0.15	0.15
6 Months	0.30	0.30
12 Months	0.45	0.45
18 Months	0.50	0.50
24 Months	0.65	0.65
36 Months	1.00	1.00
48 Months	1.10	1.10
60 Months	1.25	1.25

SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL
Ask us for further information and for rates on deposits of $100,000 or more.

Each Depositor Insured to $250,000 by FDIC

A minimum deposit of $100 is needed to open a certificate of deposit.

Certificates of Deposit