
Insurance protection that meets your needs
Now you have another choice!
We represent some of the best companies in America!
RAM Mutual Insurance Company
Lake Park Cuba Mutual Insurance
And more!
As members of the Strategic Independent Agent’s Alliance, we have partnered with Vaaler Insurance of Grand Forks, ND to provide us with access to these and many more products.
The power of this alliance, along with Vaaler’s 75 years of experience, provides us with the ability to meet the needs of nearly any customer.
This affiliation also provides us with experienced expertise in helping you to control your insurance exposure and keep your rates low.
We offer all types of insurance —
For your personal needs:
- Auto—rates available for all risks, even antiques and collectibles
- Motorcycles, ATVs, Snowmobiles, Boats
- Home—houses, mobile homes, rental dwellings, renter’s insurance, campers, RVs—anything you call home!
- Umbrella coverage for expanded liability protection
- Life—term, whole life, universal life, annuities
- Health—standard plans or high deductible plans with Health Savings Accounts—disability and long-term care, too.
Affordable protection that covers you!
For your business or farm needs:
- Liability—from your place of work, to professional liability—director’s and officer’s insurance, too.
- Property—your place of business, your equipment, your inventory, everything.
- Worker’s Compensation—rates available for any kind of business.
- Business Auto—for your work-use vehicles—cars, trucks, vans, other
- Other important coverage that will keep you in business no matter what the loss you sustain
- Health Insurance—individual or group health and disability insurance plans
- Life Insurance—for the owner or employee—great business continuation and estate planning tools.
For businesses with one or hundreds of employees
Products and Services offered through Community
Development Insurance are not insured by FDIC, are not a deposit or
other obligation of, or guaranteed by the depository institution, and
are subject to investment risks including possible loss of the principal
amount invested.

Brent Gerber, CLU, LUTCF
Agency Manager
Brent has over 20 years of experience in the insurance industry. He’s been in management of major companies, has owned and operated his own business, and grew up in a small town.
He understands the challenges that you face and is committed to your absolute satisfaction.
With advanced insurance degrees in life insurance and financial planning, he provides professional expertise in estate planning and income protection for both families and businesses.
Most recently he was an agent with a major property and casualty company and served our area with a wide assortment of products.
Brent is active in many community organizations in the area and enjoys the many recreational opportunities our area offers.
We want to get to know you as a customer—and Brent is always available to visit and listen.
Community Development Insurance Services, LLC is an independent insurance agency that was formed in 2006 to meet the diverse insurance needs of individuals, businesses, farmers and non-profit companies in northwest Minnesota.
Community
Our agency is owned by three of the largest non-profit development companies in the Midwest . Our owner’s provide valuable assistance to individuals, businesses and communities who seek to further the quality of life and economic position for themselves and their communities. We enthusiastically share that philosophy.
Development
Whether it’s your budget at home or that of your business—your insurance protection is an important investment in protecting what you’ve accumulated. We want to help you make sure that you have the right amount of coverage at a fair price. And we’ll be with you as you grow to make sure your coverage keeps up with the changes that happen in your personal and business life.
Insurance
We represent over a dozen insurance companies directly and have access to many more sources for insurance protection. This insures that we can find the coverage you need no matter how unique your situation. And we can search the market for the most competitive products around.
Services
We don’t just want to quote your insurance, we want to listen to you to help you determine your real needs. After all, good insurance that is affordable, is better than cheap insurance. And our commitment to you doesn’t stop at the sale. We are local and able to respond to your service needs anytime—during office hours or whenever you need service. You can expect comprehensive review sessions that make sure that we stay on top of things and that you are appraised of changes to your coverage.
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