Community Development Bank News and Events

Community Development Bank is now offering a 1% rate reduction on your interest rate, fixed for the 
term of the loan, if we finance the purchase of an auto, motorcycle, boat, 4-wheeler, snowmobile
or trailer (real estate not included).  The refinance of debt currently held at other
financial institutions also qualifies.
Applications must be received by December 31, 2021 to be eligible for the rate discount, and
applicants must meet standard underwriting criteria.

Talk with a consumer lender for more details!













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Welcome to Community Development Bank

November 13, 2020 

At Community Development Bank we are continuing to monitor the developments in the spread of the COVID-19 coronavirus, and we want to ensure our customers that we are here to continue serving you through this time.  In an effort to limit person-to-person contact, on Monday 11/16/2020 we will close our Ogema, Hancock and St. Michael lobbies to walk-in traffic due to rising case rates and positivity rates in those areas.  However, our drive-up services will continue to stay open and banking staff are on-site for in person appointments when needed.   
Community Development Bank regularly maintains a Business Continuity Plan to help prevent an interruption of banking services to our customers.  As part of that plan, we have specific measures on pandemic planning.  We have implemented enhanced cleaning to ensure our locations are safe.  We are using hand sanitizer and disposable gloves for those handling transactions.  We also have remote-working solutions for all non-teller employees.
To help meet our customer's needs, please see the various ways you can bank with us outside of our lobbies:

Online banking – Customers can access their accounts, transfer funds, check balances, view statements, and pay bills using our online banking product. If you have not yet enrolled, please visit and click on “enroll in online banking” in the blue box.

Mobile app – All the features of our online banking product can be accessed on your mobile device. Additionally, customers can deposit checks from the app by using the mobile deposit feature. Customers can download our mobile app from the Apple app store for Apple devices or the Google Play store for Android devices. Customers must enroll in online banking prior to being able to access the mobile app.  
Access to cash – Customers can get cash through our drive-up lanes or through our ATM network. To locate an in-network ATM, simply visit .
Deposits – Customers can continue to use our drive-up services, or use the night drop deposit located in the first lane of our drive up. Simply place your deposit in an envelope, place it in the night drop and our staff will process those deposits daily on days that the bank is open.

If you have a banking need that cannot be serviced through one of these channels, simply pick up the phone and speak to one of our friendly staff members for help in making an appointment.  You can reach your local branch at the following numbers: Ogema 218-983-3241; Hancock 320-392-5278; St. Michael 763-497-7777.

We appreciate our customer’s understanding and patience as we strive to serve you in alternative ways during this time.

Nick Shultz

President & CEO

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